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About

No one should have to face debt alone. We believe every consumer deserves a fair and affordable way to resolve debt, not another predatory offer.

Our story

A fairer path out of debt

Worthy was built for a simple reason: too many people are left to deal with debt on their own. High interest rates, rising costs, and confusing collection processes can make it hard to know what to do next, even when a path forward exists.

Our team has spent the last decade building financial technology used by millions of people through banks, fintech apps, and financial institutions. We’ve seen how the right infrastructure can help people take action sooner, with more clarity and less friction.

Now we’re bringing that experience to debt negotiation. Worthy uses AI to negotiate with creditors on your behalf. Every offer is presented for you to review in one place, so you can move through the process with more clarity and less stress.

Our founders

Anish Basu

Anish Basu

Co-founder, CEO

Anish is co-founder and CEO of Worthy. He previously co-founded Pinwheel, where he helped build payroll connectivity infrastructure used by leading fintechs including Cash App, Chime, and Amex.

Jake Lazarus

Jake Lazarus

Co-founder, COO

Jake is co-founder and COO of Worthy. He previously led product at Snappy Kraken, where he helped build wealth management growth tools used by thousands of financial advisors and $2T+ combined assets under advisement.

Let Worthy reduce your debt

Worthy negotiates with your creditors and brings you offers to review, without you handling the calls. No upfront fees, ever.

Get started for free